12 Things to Do with $20

Money can be tight and extra cash often seems a fantasy. But if you skip that afternoon latte or bring lunch from home once a week for a month, you can have a guilt-free date with Andrew Jackson--you know, that guy on the $20 bill. Where would you go and what would you do? Here are some ideas to get you started.

1. Create a little romance
Parents of five Wendy and Chris VerHague have found the secret to having a romantic date without the expense of a sitter and a night on the town. "I go to the dollar store and get a disposable tablecloth, a candle and a basket," says Wendy, 30. "Then I buy cheese, crackers, grapes and sparkling grape juice."She grabs a couple of wineglass from the kitchen, spreads a blanket on the bedroom floor, and once the kids re in bed, she and Chris have a candelit picnic.

2. Give yourself a gift card
Purchase a $20 gift card at your favorite store, but don't give it away. Instead, tuck it in your wallet, and next time you need a pick-me up or reward for a job well done, take it out and buy yourself a present. read more...